Self-employed / Geneva
Self-employed in Geneva
Of CHF 100’000 profit, a single person without children in Geneva has CHF 6’027 left a month. Tax and social contributions take 27.7% of the profit, which puts Geneva 20th among the 26 cantonal capitals.
Profit and what's left in Geneva
| Profit per year | Single | Married, 2 children |
|---|---|---|
| CHF 50’000 | 3’41318.1% | 3’74510.1% |
| CHF 80’000 | 4’97925.3% | 5’85012.3% |
| CHF 100’000 | 6’02727.7% | 7’18513.8% |
| CHF 150’000 | 8’49232.1% | 9’98320.1% |
| CHF 200’000 | 10’86034.8% | 12’56524.6% |
| CHF 300’000 | 15’30838.8% | 17’23831.0% |
The table shows what is left per month in Geneva and, below it, the share of profit that goes to tax and social contributions. We assume no church tax and no pillar 3a payment, and the children are 6 and 10.
Income tax in Geneva
- The canton's multiplier is 147.5% of the simple tax. Communes add between 25% and 51%, and Geneva adds 45.49%.
- Married couples and single parents pay the rate that applies to their income divided by 2.
- Two children lower the income tax of a married couple with CHF 100’000 profit in Geneva by CHF 6’482 a year.
- With CHF 100’000 profit in Geneva, church members pay another CHF 1’247 of church tax a year, Roman Catholics and Protestants alike.
- On top comes a personal tax of CHF 25 a year, CHF 25 for a married couple.
- With CHF 100’000 profit, paying the pillar 3a maximum of CHF 17’556 saves CHF 4’955 of tax in Geneva.
- Geneva takes 12% off the cantonal tax and adds one centime additionnel for home care. The canton's effective multiplier is therefore 130.8% instead of 147.5%.
- Health insurance premiums are deductible up to the cantonal average premium, which is far more than in most cantons. The child deduction is CHF 13’698.
Cheapest and most expensive communes in Geneva
With CHF 100’000 profit, a single person pays CHF 12’169 of cantonal and communal tax a year in Cologny and CHF 14’195 in Chancy. The difference is CHF 2’026 a year. Geneva is number 30 of 45 communes.
| Commune | Multiplier | Tax per year |
|---|---|---|
| Cologny | 25% | 12’169 |
| Genthod | 25% | 12’169 |
| Vandoeuvres | 27% | 12’325 |
| Collonge-Bellerive | 28% | 12’403 |
| Anières | 31% | 12’636 |
| 35 more communes | ||
| Aire-la-Ville | 50% | 14’117 |
| Vernier | 50% | 14’117 |
| Onex | 50.5% | 14’156 |
| Avully | 51% | 14’195 |
| Chancy | 51% | 14’195 |
Social contributions in Geneva
- AHV / IV / EO10% from CHF 60’500
- Family allowance fund2.22%
- Contributions on CHF 100’000 profitCHF 12’220
The family allowance rate in Geneva is the 4th highest of the 26 cantons. AHV, IV and EO cost the same all over Switzerland, and the sliding scale for lower incomes applies in Geneva too.
Geneva compared with other capitals
In Solothurn you keep CHF 8 more a month, in Liestal CHF 23 less. See all 26 cantons in the calculator. For employees: net salary in Geneva.
All 45 communes of Geneva
The list gives the cantonal and communal tax per year for a single person with CHF 100’000 profit, without church tax, from Cologny to Chancy. Federal tax of CHF 1’694 comes on top in every commune.
Show the list of 45 communes
- Cologny12’169
- Genthod12’169
- Vandoeuvres12’325
- Collonge-Bellerive12’403
- Anières12’636
- Corsier (GE)12’636
- Chêne-Bougeries12’714
- Pregny-Chambésy12’714
- Céligny12’792
- Plan-les-Ouates13’104
- Veyrier13’104
- Bellevue13’260
- Russin13’260
- Satigny13’260
- Carouge (GE)13’338
- Choulex13’338
- Presinge13’338
- Troinex13’338
- Jussy13’416
- Cartigny13’494
- Hermance13’494
- Meinier13’494
- Meyrin13’494
- Bardonnex13’572
- Perly-Certoux13’572
- Laconnex13’650
- Le Grand-Saconnex13’650
- Soral13’650
- Thônex13’650
- Genève13’766
- Versoix13’767
- Chêne-Bourg13’806
- Collex-Bossy13’806
- Confignon13’806
- Gy13’806
- Lancy13’883
- Bernex13’961
- Dardagny13’961
- Avusy14’039
- Puplinge14’039
- Aire-la-Ville14’117
- Vernier14’117
- Onex14’156
- Avully14’195
- Chancy14’195
Other cantons: self-employed in all 26 cantons.