Self-employed / Graubünden

Self-employed in Graubünden

Tax year 2026 · Data updated 14 Nov 2026 · Source: ESTV, BSV

Of CHF 100’000 profit, a single person without children in Chur has CHF 6’289 left a month. Tax and social contributions take 24.5% of the profit, which puts Chur 11th among the 26 cantonal capitals.

Profit and what's left in Chur

Profit per yearSingleMarried, 2 children
CHF 50’0003’49016.2%3’7789.3%
CHF 80’0005’16522.5%5’88311.8%
CHF 100’0006’28924.5%7’17613.9%
CHF 150’0008’97328.2%10’10219.2%
CHF 200’00011’57630.5%12’84422.9%
CHF 300’00016’58633.7%17’91028.4%

The table shows what is left per month in Chur and, below it, the share of profit that goes to tax and social contributions. We assume no church tax and no pillar 3a payment, and the children are 6 and 10.

Income tax in Graubünden

  • The canton's multiplier is 92% of the simple tax. Communes add between 30% and 120%, and Chur adds 88%.
  • Married couples and single parents pay the rate that applies to their income divided by 1.9.
  • Two children lower the income tax of a married couple with CHF 100’000 profit in Chur by CHF 5’039 a year.
  • With CHF 100’000 profit in Chur, church members pay another CHF 564 (Roman Catholic) or CHF 909 (Protestant) a year.
  • With CHF 100’000 profit, paying the pillar 3a maximum of CHF 17’700 saves CHF 4’185 of tax in Chur.
  • The child deduction in Graubünden is CHF 9’900 for children under 7 and CHF 13’700 for older children.

Cheapest and most expensive communes in Graubünden

With CHF 100’000 profit, a single person pays CHF 7’646 of cantonal and communal tax a year in Rongellen and CHF 13’287 in Val Müstair. The difference is CHF 5’641 a year. Chur is number 46 of 100 communes.

CommuneMultiplierTax per year
Rongellen30%7’646
Laax40%8’273
La Punt Chamues-ch49%8’837
Celerina/Schlarigna50%8’900
Schluein50%8’900
90 more communes
Flerden120%13’287
Furna120%13’287
Masein120%13’287
Rhäzüns120%13’287
Val Müstair120%13’287

Social contributions in Graubünden

  • AHV / IV / EO10% from CHF 60’500
  • Family allowance fund1.5%
  • Contributions on CHF 100’000 profitCHF 11’500

The family allowance rate in Graubünden is the 13th lowest of the 26 cantons. AHV, IV and EO cost the same all over Switzerland, and the sliding scale for lower incomes applies in Graubünden too.

Chur compared with other capitals

In Aarau you keep CHF 34 more a month, in Glarus CHF 9 less. See all 26 cantons in the calculator. For employees: net salary in Graubünden.

All 100 communes of Graubünden

The list gives the cantonal and communal tax per year for a single person with CHF 100’000 profit, without church tax, from Rongellen to Val Müstair. Federal tax of CHF 1’747 comes on top in every commune.

Show the list of 100 communes
  1. Rongellen7’646
  2. Laax8’273
  3. La Punt Chamues-ch8’837
  4. Celerina/Schlarigna8’900
  5. Schluein8’900
  6. Silvaplana9’213
  7. St. Moritz9’213
  8. Conters im Prättigau9’526
  9. Flims9’526
  10. Soazza9’526
  11. Falera9’840
  12. S-chanf9’840
  13. Maienfeld10’028
  14. Bever10’153
  15. Ferrera10’153
  16. Fläsch10’153
  17. Medel (Lucmagn)10’153
  18. Sils im Engadin/Segl10’153
  19. Vaz/Obervaz10’153
  20. Zillis-Reischen10’153
  21. Cama10’341
  22. Lantsch/Lenz10’467
  23. Malans10’467
  24. Pontresina10’467
  25. Samedan10’467
  26. Sufers10’467
  27. Rossa10’592
  28. Klosters10’655
  29. Lostallo10’780
  30. Rothenbrunnen10’780
  31. Sagogn10’780
  32. Urmein10’780
  33. Zizers10’780
  34. Zuoz10’780
  35. Bonaduz11’031
  36. Zernez11’031
  37. Brusio11’093
  38. Domat/Ems11’093
  39. Luzein11’093
  40. Madulain11’093
  41. San Vittore11’093
  42. Trimmis11’093
  43. Untervaz11’093
  44. Grono11’219
  45. Mesocco11’219
  46. Chur11’281
  47. Andeer11’407
  48. Arosa11’407
  49. Bregaglia11’407
  50. Breil/Brigels11’407
  51. Castaneda11’407
  52. Churwalden11’407
  53. Lumnezia11’407
  54. Poschiavo11’407
  55. Scharans11’407
  56. Surses11’407
  57. Tujetsch11’407
  58. Jenins11’595
  59. Davos11’720
  60. Jenaz11’720
  61. Landquart11’720
  62. Obersaxen Mundaun11’720
  63. Trin11’720
  64. Trun11’720
  65. Vals11’720
  66. Valsot11’720
  67. Grüsch11’908
  68. Disentis/Mustér11’971
  69. Albula/Alvra12’033
  70. Bergün Filisur12’033
  71. Buseno12’033
  72. Calanca12’033
  73. Felsberg12’033
  74. Fideris12’033
  75. Ilanz/Glion12’033
  76. Muntogna da Schons12’033
  77. Rheinwald12’033
  78. Samnaun12’033
  79. Santa Maria in Calanca12’033
  80. Schmitten (GR)12’033
  81. Scuol12’033
  82. Tamins12’033
  83. Tschappina12’033
  84. Roveredo (GR)12’347
  85. Safiental12’347
  86. Seewis im Prättigau12’347
  87. Sumvitg12’347
  88. Schiers12’598
  89. Avers12’660
  90. Domleschg12’660
  91. Fürstenau12’660
  92. Küblis12’660
  93. Sils im Domleschg12’660
  94. Cazis12’974
  95. Thusis12’974
  96. Flerden13’287
  97. Furna13’287
  98. Masein13’287
  99. Rhäzüns13’287
  100. Val Müstair13’287

Other cantons: self-employed in all 26 cantons.

Calculate your case in Graubünden

CHF

Income less business costs, before your own AHV contributions.

Chur · Graubünden

Marital status
Children under 18
0
Pillar 3a payment
More options
CHF

Only if you joined a pension fund voluntarily. It lowers the pillar 3a limit to CHF 7’258.

CHF

The compensation office deducts 1% interest on it before it charges contributions (rate for 2025, the latest published).

Between 0 and 5% of the AHV contribution. Your office's invoice shows it.

CHF

Leave empty to use the assumption of the federal tax calculator: CHF 4’560 per adult and CHF 1’200 per child.

Left per month

CHF6’289
Per year CHF 75’472Tax and contributions 24.5%
25%

Set aside 25% of your profit for tax and social contributions. Tax and AHV invoices arrive months later, so the money should be there when they do.

A pillar 3a payment of CHF 17’700, the most you can deduct, would lower your tax by CHF 4’185.

Where your profit goes

  • Left for youAfter income tax and social contributions75’47275.5%
  • Cantonal and communal taxChur, Graubünden11’28111.3%
  • Federal taxDirect federal tax, the same everywhere in Switzerland1’7471.7%
  • AHV / IV / EOOld age, disability and income loss, 10%10’00010.0%
  • Family allowance fundCantonal fund, 1.5% of income up to CHF 148’2001’5001.5%
  • Profit per year100’000100%

Of the next CHF 1’000 of profit, CHF 663 is left for you.

Income tax in detail

CantonFederal
Profit after social contributions88’50088’500
Insurance premiums-4’560-2’700
Taxable income83’94085’800
Federal tax1’747
Cantonal tax, multiplier 92%5’766
Communal tax, multiplier 88%5’515
Income tax per year13’028

The family allowance rate is the one of the cantonal fund. If you belong to a professional association's fund, your rate may differ.

Same profit in every canton

Left per month if you live in the cantonal capital.

  • 1Zug6’881
  • 2Schwyz6’659
  • 3Appenzell Innerrhoden6’468
  • 4Obwalden6’427
  • 5Uri6’423
  • 6Zurich6’412
  • 7Lucerne6’410
  • 11Graubünden6’289

This is an estimate and doesn't replace tax advice. It covers only your income from self-employment. Other income, wealth tax and deductions that aren't listed above are left out. Your tax office and your compensation office set the final amounts.

Left per monthCHF6’289