Self-employed / Neuchâtel

Self-employed in Neuchâtel

Tax year 2026 · Data updated 14 Nov 2026 · Source: ESTV, BSV

Of CHF 100’000 profit, a single person without children in Neuchâtel has CHF 5’829 left a month. Tax and social contributions take 30.1% of the profit, which puts Neuchâtel 26th among the 26 cantonal capitals.

Profit and what's left in Neuchâtel

Profit per yearSingleMarried, 2 children
CHF 50’0003’25421.9%3’7599.8%
CHF 80’0004’80427.9%5’53816.9%
CHF 100’0005’82930.1%6’68519.8%
CHF 150’0008’20834.3%9’36825.1%
CHF 200’00010’47037.2%11’87528.7%
CHF 300’00014’97240.1%16’33734.7%

The table shows what is left per month in Neuchâtel and, below it, the share of profit that goes to tax and social contributions. We assume no church tax and no pillar 3a payment, and the children are 6 and 10.

Income tax in Neuchâtel

  • The canton's multiplier is 124% of the simple tax. Communes add between 63% and 79%, and Neuchâtel adds 65%.
  • Married couples and single parents pay the rate that applies to their income divided by 1.92.
  • Two children lower the income tax of a married couple with CHF 100’000 profit in Neuchâtel by CHF 4’720 a year.
  • With CHF 100’000 profit in Neuchâtel, church members pay another CHF 962 of church tax a year, Roman Catholics and Protestants alike.
  • With CHF 100’000 profit, paying the pillar 3a maximum of CHF 17’640 saves CHF 5’167 of tax in Neuchâtel.
  • Neuchâtel takes CHF 200 per child off the cantonal tax, on top of a child deduction of CHF 6’200 to CHF 8’200 depending on age.
  • Low incomes get a deduction of CHF 2’100, married couples CHF 3’800. It shrinks from an income of about CHF 26’000 (married: CHF 48’000).

Cheapest and most expensive communes in Neuchâtel

With CHF 100’000 profit, a single person pays CHF 16’354 of cantonal and communal tax a year in La Grande Béroche and CHF 17’753 in Les Verrières. The difference is CHF 1’399 a year. Neuchâtel is number 3 of 24 communes.

CommuneMultiplierTax per year
La Grande Béroche63%16’354
Milvignes63%16’354
Neuchâtel65%16’529
Cortaillod66%16’616
Le Landeron66%16’616
14 more communes
Les Ponts-de-Martel75%17’403
Val-de-Travers76%17’491
Cressier (NE)77%17’578
Les Planchettes77%17’578
Les Verrières79%17’753

Social contributions in Neuchâtel

  • AHV / IV / EO10% from CHF 60’500
  • Family allowance fund1.8%
  • Contributions on CHF 100’000 profitCHF 11’800

The family allowance rate in Neuchâtel is the 5th highest of the 26 cantons. AHV, IV and EO cost the same all over Switzerland, and the sliding scale for lower incomes applies in Neuchâtel too.

Neuchâtel compared with other capitals

In Lausanne you keep CHF 30 more a month. See all 26 cantons in the calculator. For employees: net salary in Neuchâtel.

All 24 communes of Neuchâtel

The list gives the cantonal and communal tax per year for a single person with CHF 100’000 profit, without church tax, from La Grande Béroche to Les Verrières. Federal tax of CHF 1’727 comes on top in every commune.

Show the list of 24 communes
  1. La Grande Béroche16’354
  2. Milvignes16’354
  3. Neuchâtel16’529
  4. Cortaillod16’616
  5. Le Landeron16’616
  6. Val-de-Ruz16’616
  7. Lignières16’703
  8. Rochefort16’703
  9. Boudry16’791
  10. Laténa16’791
  11. Le Locle16’878
  12. Cornaux17’316
  13. Brot-Plamboz17’403
  14. La Brévine17’403
  15. La Chaux-de-Fonds17’403
  16. La Chaux-du-Milieu17’403
  17. La Côte-aux-Fées17’403
  18. La Sagne17’403
  19. Le Cerneux-Péquignot17’403
  20. Les Ponts-de-Martel17’403
  21. Val-de-Travers17’491
  22. Cressier (NE)17’578
  23. Les Planchettes17’578
  24. Les Verrières17’753

Other cantons: self-employed in all 26 cantons.

Calculate your case in Neuchâtel

CHF

Income less business costs, before your own AHV contributions.

Neuchâtel · Neuchâtel

Marital status
Children under 18
0
Pillar 3a payment
More options
CHF

Only if you joined a pension fund voluntarily. It lowers the pillar 3a limit to CHF 7’258.

CHF

The compensation office deducts 1% interest on it before it charges contributions (rate for 2025, the latest published).

Between 0 and 5% of the AHV contribution. Your office's invoice shows it.

CHF

Leave empty to use the assumption of the federal tax calculator: CHF 4’560 per adult and CHF 1’200 per child.

Left per month

CHF5’829
Per year CHF 69’944Tax and contributions 30.1%
31%

Set aside 31% of your profit for tax and social contributions. Tax and AHV invoices arrive months later, so the money should be there when they do.

A pillar 3a payment of CHF 17’640, the most you can deduct, would lower your tax by CHF 5’167.

Where your profit goes

  • Left for youAfter income tax and social contributions69’94469.9%
  • Cantonal and communal taxNeuchâtel, Neuchâtel16’52916.5%
  • Federal taxDirect federal tax, the same everywhere in Switzerland1’7271.7%
  • AHV / IV / EOOld age, disability and income loss, 10%10’00010.0%
  • Family allowance fundCantonal fund, 1.8% of income up to CHF 148’2001’8001.8%
  • Profit per year100’000100%

Of the next CHF 1’000 of profit, CHF 590 is left for you.

Income tax in detail

CantonFederal
Profit after social contributions88’20088’200
Insurance premiums-3’125-2’700
Taxable income85’07585’500
Federal tax1’727
Cantonal tax, multiplier 124%10’844
Communal tax, multiplier 65%5’685
Income tax per year18’256

The family allowance rate is the one of the cantonal fund. If you belong to a professional association's fund, your rate may differ.

Same profit in every canton

Left per month if you live in the cantonal capital.

  • 1Zug6’881
  • 2Schwyz6’659
  • 3Appenzell Innerrhoden6’468
  • 4Obwalden6’427
  • 5Uri6’423
  • 6Zurich6’412
  • 7Lucerne6’410
  • 26Neuchâtel5’829

This is an estimate and doesn't replace tax advice. It covers only your income from self-employment. Other income, wealth tax and deductions that aren't listed above are left out. Your tax office and your compensation office set the final amounts.

Left per monthCHF5’829