Self-employed / Schaffhausen

Self-employed in Schaffhausen

Tax year 2026 · Data updated 14 Nov 2026 · Source: ESTV, BSV

Of CHF 100’000 profit, a single person without children in Schaffhausen has CHF 6’382 left a month. Tax and social contributions take 23.4% of the profit, which puts Schaffhausen 9th among the 26 cantonal capitals.

Profit and what's left in Schaffhausen

Profit per yearSingleMarried, 2 children
CHF 50’0003’48216.4%3’7739.4%
CHF 80’0005’23221.5%5’75413.7%
CHF 100’0006’38223.4%7’07515.1%
CHF 150’0009’14226.9%10’12519.0%
CHF 200’00011’80129.2%12’95222.3%
CHF 300’00017’04831.8%18’16527.3%

The table shows what is left per month in Schaffhausen and, below it, the share of profit that goes to tax and social contributions. We assume no church tax and no pillar 3a payment, and the children are 6 and 10.

Income tax in Schaffhausen

  • The canton's multiplier is 76% of the simple tax. Communes add between 59% and 117%, and Schaffhausen adds 83%.
  • Married couples and single parents pay the rate that applies to their income divided by 1.9.
  • Two children lower the income tax of a married couple with CHF 100’000 profit in Schaffhausen by CHF 3’884 a year.
  • With CHF 100’000 profit in Schaffhausen, church members pay another CHF 819 of church tax a year, Roman Catholics and Protestants alike.
  • On top comes a personal tax of CHF 60 a year, CHF 60 for a married couple.
  • With CHF 100’000 profit, paying the pillar 3a maximum of CHF 17’680 saves CHF 3’860 of tax in Schaffhausen.
  • Schaffhausen takes CHF 320 per child off the tax bill, on top of the child deduction of CHF 8’400.
  • Low incomes get a deduction of CHF 3’525, families CHF 7’050. It shrinks from an income of CHF 16’800 (families: CHF 25’200) after the insurance deduction.

Cheapest and most expensive communes in Schaffhausen

With CHF 100’000 profit, a single person pays CHF 8’567 of cantonal and communal tax a year in Buchberg and CHF 12’221 in Oberhallau. The difference is CHF 3’654 a year. Schaffhausen is number 5 of 26 communes.

CommuneMultiplierTax per year
Buchberg59%8’567
Stetten (SH)65%8’945
Neuhausen am Rheinfall78%9’764
Rüdlingen80%9’890
Schaffhausen83%10’079
16 more communes
Wilchingen112%11’906
Beggingen114%12’032
Gächlingen115%12’095
Schleitheim115%12’095
Oberhallau117%12’221

Social contributions in Schaffhausen

  • AHV / IV / EO10% from CHF 60’500
  • Family allowance fund1.6%
  • Contributions on CHF 100’000 profitCHF 11’600

The family allowance rate in Schaffhausen is the 10th highest of the 26 cantons. AHV, IV and EO cost the same all over Switzerland, and the sliding scale for lower incomes applies in Schaffhausen too.

Schaffhausen compared with other capitals

In Stans you keep CHF 14 more a month, in Aarau CHF 58 less. See all 26 cantons in the calculator. For employees: net salary in Schaffhausen.

All 26 communes of Schaffhausen

The list gives the cantonal and communal tax per year for a single person with CHF 100’000 profit, without church tax, from Buchberg to Oberhallau. Federal tax of CHF 1’741 comes on top in every commune.

Show the list of 26 communes
  1. Buchberg8’567
  2. Stetten (SH)8’945
  3. Neuhausen am Rheinfall9’764
  4. Rüdlingen9’890
  5. Schaffhausen10’079
  6. Büttenhardt10’205
  7. Hemishofen10’457
  8. Beringen10’583
  9. Thayngen10’646
  10. Löhningen10’709
  11. Stein am Rhein10’835
  12. Buch (SH)10’898
  13. Dörflingen11’024
  14. Lohn (SH)11’024
  15. Neunkirch11’087
  16. Ramsen11’087
  17. Bargen (SH)11’276
  18. Siblingen11’465
  19. Merishausen11’780
  20. Hallau11’906
  21. Trasadingen11’906
  22. Wilchingen11’906
  23. Beggingen12’032
  24. Gächlingen12’095
  25. Schleitheim12’095
  26. Oberhallau12’221

Other cantons: self-employed in all 26 cantons.

Calculate your case in Schaffhausen

CHF

Income less business costs, before your own AHV contributions.

Schaffhausen · Schaffhausen

Marital status
Children under 18
0
Pillar 3a payment
More options
CHF

Only if you joined a pension fund voluntarily. It lowers the pillar 3a limit to CHF 7’258.

CHF

The compensation office deducts 1% interest on it before it charges contributions (rate for 2025, the latest published).

Between 0 and 5% of the AHV contribution. Your office's invoice shows it.

CHF

Leave empty to use the assumption of the federal tax calculator: CHF 4’560 per adult and CHF 1’200 per child.

Left per month

CHF6’382
Per year CHF 76’580Tax and contributions 23.4%
24%

Set aside 24% of your profit for tax and social contributions. Tax and AHV invoices arrive months later, so the money should be there when they do.

A pillar 3a payment of CHF 17’680, the most you can deduct, would lower your tax by CHF 3’860.

Where your profit goes

  • Left for youAfter income tax and social contributions76’58076.6%
  • Cantonal and communal taxSchaffhausen, Schaffhausen10’07910.1%
  • Federal taxDirect federal tax, the same everywhere in Switzerland1’7411.7%
  • AHV / IV / EOOld age, disability and income loss, 10%10’00010.0%
  • Family allowance fundCantonal fund, 1.6% of income up to CHF 148’2001’6001.6%
  • Profit per year100’000100%

Of the next CHF 1’000 of profit, CHF 675 is left for you.

Income tax in detail

CantonFederal
Profit after social contributions88’40088’400
Insurance premiums-3’750-2’700
Taxable income84’65085’700
Federal tax1’741
Cantonal tax, multiplier 76%4’789
Communal tax, multiplier 83%5’230
Personal tax60
Income tax per year11’820

The family allowance rate is the one of the cantonal fund. If you belong to a professional association's fund, your rate may differ.

Same profit in every canton

Left per month if you live in the cantonal capital.

  • 1Zug6’881
  • 2Schwyz6’659
  • 3Appenzell Innerrhoden6’468
  • 4Obwalden6’427
  • 5Uri6’423
  • 6Zurich6’412
  • 7Lucerne6’410
  • 9Schaffhausen6’382

This is an estimate and doesn't replace tax advice. It covers only your income from self-employment. Other income, wealth tax and deductions that aren't listed above are left out. Your tax office and your compensation office set the final amounts.

Left per monthCHF6’382