Self-employed / Ticino

Self-employed in Ticino

Tax year 2026 · Data updated 14 Nov 2026 · Source: ESTV, BSV

Of CHF 100’000 profit, a single person without children in Bellinzona has CHF 6’156 left a month. Tax and social contributions take 26.1% of the profit, which puts Bellinzona 14th among the 26 cantonal capitals.

Profit and what's left in Bellinzona

Profit per yearSingleMarried, 2 children
CHF 50’0003’45317.1%3’7958.9%
CHF 80’0005’08923.7%5’83212.5%
CHF 100’0006’15626.1%7’13814.3%
CHF 150’0008’68330.5%9’94620.4%
CHF 200’00011’09133.5%12’48325.1%
CHF 300’00015’66137.4%17’05731.8%

The table shows what is left per month in Bellinzona and, below it, the share of profit that goes to tax and social contributions. We assume no church tax and no pillar 3a payment, and the children are 6 and 10.

Income tax in Ticino

  • The canton's multiplier is 100% of the simple tax. Communes add between 56% and 100%, and Bellinzona adds 93%.
  • Married couples and single parents have a lower tariff of their own.
  • Two children lower the income tax of a married couple with CHF 100’000 profit in Bellinzona by CHF 5’672 a year.
  • Bellinzona doesn't charge church tax with the tax bill.
  • On top comes a personal tax of CHF 20 a year, CHF 40 for a married couple.
  • With CHF 100’000 profit, paying the pillar 3a maximum of CHF 17’800 saves CHF 4’976 of tax in Bellinzona.
  • Ticino has the lowest family allowance rate for the self-employed in Switzerland, plus 0.15% for the cantonal integration allowance.
  • The child deduction is CHF 11’500 per child.

Cheapest and most expensive communes in Ticino

With CHF 100’000 profit, a single person pays CHF 10’796 of cantonal and communal tax a year in Porza and CHF 13’836 in Verzasca. The difference is CHF 3’040 a year. Bellinzona is number 77 of 100 communes.

CommuneMultiplierTax per year
Porza56%10’796
Paradiso58%10’934
Bedretto60%11’073
Collina d'Oro60%11’073
Mezzovico-Vira60%11’073
90 more communes
Bosco/Gurin100%13’836
Cerentino100%13’836
Lavertezzo100%13’836
Mergoscia100%13’836
Verzasca100%13’836

Social contributions in Ticino

  • AHV / IV / EO10% from CHF 60’500
  • Family allowance fund0.85%
  • Other cantonal funds0.15%
  • Contributions on CHF 100’000 profitCHF 11’000

The family allowance rate in Ticino is the lowest of the 26 cantons. AHV, IV and EO cost the same all over Switzerland, and the sliding scale for lower incomes applies in Ticino too.

Bellinzona compared with other capitals

In Frauenfeld you keep CHF 112 more a month, in Herisau CHF 10 less. See all 26 cantons in the calculator. For employees: net salary in Ticino.

All 100 communes of Ticino

The list gives the cantonal and communal tax per year for a single person with CHF 100’000 profit, without church tax, from Porza to Verzasca. Federal tax of CHF 1’780 comes on top in every commune.

Show the list of 100 communes
  1. Porza10’796
  2. Paradiso10’934
  3. Bedretto11’073
  4. Collina d'Oro11’073
  5. Mezzovico-Vira11’073
  6. Bioggio11’418
  7. Campo (Vallemaggia)11’418
  8. Linescio11’418
  9. Manno11’418
  10. Melide11’418
  11. Novazzano11’418
  12. Sorengo11’418
  13. Stabio11’418
  14. Vico Morcote11’418
  15. Bissone11’694
  16. Cadempino11’763
  17. Castel San Pietro11’763
  18. Dalpe11’763
  19. Gravesano11’763
  20. Massagno11’763
  21. Origlio11’763
  22. Ascona12’109
  23. Balerna12’109
  24. Cureglia12’109
  25. Grancia12’109
  26. Muralto12’109
  27. Muzzano12’109
  28. Ronco sopra Ascona12’109
  29. Savosa12’109
  30. Lugano12’247
  31. Mendrisio12’247
  32. Bedano12’316
  33. Brione sopra Minusio12’316
  34. Canobbio12’316
  35. Magliaso12’316
  36. Sant'Antonino12’316
  37. Comano12’385
  38. Morcote12’454
  39. Riva San Vitale12’454
  40. Val Mara12’454
  41. Vernate12’454
  42. Agno12’592
  43. Minusio12’592
  44. Morbio Inferiore12’592
  45. Orselina12’592
  46. Vacallo12’730
  47. Brissago12’799
  48. Brusino Arsizio12’799
  49. Caslano12’799
  50. Coldrerio12’799
  51. Gambarogno12’799
  52. Lamone12’799
  53. Ponte Capriasca12’799
  54. Terre di Pedemonte12’799
  55. Torricella-Taverne12’799
  56. Tresa12’799
  57. Airolo12’938
  58. Pura12’938
  59. Cadenazzo13’007
  60. Chiasso13’007
  61. Gordola13’007
  62. Alto Malcantone13’145
  63. Blenio13’145
  64. Cugnasco-Gerra13’145
  65. Locarno13’145
  66. Losone13’145
  67. Lumino13’145
  68. Maggia13’145
  69. Neggio13’145
  70. Personico13’145
  71. Quinto13’145
  72. Vezia13’145
  73. Arbedo-Castione13’214
  74. Aranno13’283
  75. Isone13’283
  76. Monteceneri13’283
  77. Bellinzona13’352
  78. Serravalle13’352
  79. Tenero-Contra13’352
  80. Capriasca13’421
  81. Cevio13’421
  82. Faido13’421
  83. Acquarossa13’490
  84. Arogno13’490
  85. Avegno Gordevio13’490
  86. Biasca13’490
  87. Breggia13’490
  88. Cademario13’490
  89. Centovalli13’490
  90. Giornico13’490
  91. Lavizzara13’490
  92. Lema13’490
  93. Onsernone13’490
  94. Pollegio13’490
  95. Riviera13’490
  96. Bosco/Gurin13’836
  97. Cerentino13’836
  98. Lavertezzo13’836
  99. Mergoscia13’836
  100. Verzasca13’836

Other cantons: self-employed in all 26 cantons.

Calculate your case in Ticino

CHF

Income less business costs, before your own AHV contributions.

Bellinzona · Ticino

Marital status
Children under 18
0
Pillar 3a payment
More options
CHF

Only if you joined a pension fund voluntarily. It lowers the pillar 3a limit to CHF 7’258.

CHF

The compensation office deducts 1% interest on it before it charges contributions (rate for 2025, the latest published).

Between 0 and 5% of the AHV contribution. Your office's invoice shows it.

CHF

Leave empty to use the assumption of the federal tax calculator: CHF 4’560 per adult and CHF 1’200 per child.

Left per month

CHF6’156
Per year CHF 73’868Tax and contributions 26.1%
27%

Set aside 27% of your profit for tax and social contributions. Tax and AHV invoices arrive months later, so the money should be there when they do.

A pillar 3a payment of CHF 17’800, the most you can deduct, would lower your tax by CHF 4’976.

Where your profit goes

  • Left for youAfter income tax and social contributions73’86873.9%
  • Cantonal and communal taxBellinzona, Ticino13’35213.4%
  • Federal taxDirect federal tax, the same everywhere in Switzerland1’7801.8%
  • AHV / IV / EOOld age, disability and income loss, 10%10’00010.0%
  • Family allowance fundCantonal fund, 1% of income up to CHF 148’2001’0001.0%
  • Profit per year100’000100%

Of the next CHF 1’000 of profit, CHF 636 is left for you.

Income tax in detail

CantonFederal
Profit after social contributions89’00089’000
Insurance premiums-4’560-2’700
Taxable income84’44086’300
Federal tax1’780
Cantonal tax, multiplier 100%6’908
Communal tax, multiplier 93%6’424
Personal tax20
Income tax per year15’132

The family allowance rate is the one of the cantonal fund. If you belong to a professional association's fund, your rate may differ.

Same profit in every canton

Left per month if you live in the cantonal capital.

  • 1Zug6’881
  • 2Schwyz6’659
  • 3Appenzell Innerrhoden6’468
  • 4Obwalden6’427
  • 5Uri6’423
  • 6Zurich6’412
  • 7Lucerne6’410
  • 14Ticino6’156

This is an estimate and doesn't replace tax advice. It covers only your income from self-employment. Other income, wealth tax and deductions that aren't listed above are left out. Your tax office and your compensation office set the final amounts.

Left per monthCHF6’156